J R Jones has an experienced department able to offer advice and assist with all aspects of welfare benefits based on their experience and knowledge of Social Security law. Particular benefits queries are more common place, such as eligibility to disability benefits and overpayments, however Social Security law is vast and complicated and we are at hand to help in a range of areas such as: -

• Delays in payment of benefits.
• Benefit calculations.
• Overpayments.
• Representation at the Independent Appeal Tribunal.
• Appeals to the Social Security Commissioners.
• Judicial Review proceedings.
• Complaints to the Local Government Ombudsman for maladministration.
• Applications for ex-gratia compensatory payments.

The Debt Department at J R Jones is able to assist with both debtor and creditor clients. Our staff has the experience to give confidential and practical advice, negotiate and assist with debts arising from a number of sources. In general the Debt Department can offer tactical advice and help with the following: -

• Consumer Credit debts.
• Utilities debts.
• Mortgage arrears.
• Mortgage shortfall.
• Council Tax arrears.
• Income Tax/National Insurance contributions.
• General money claims in the County or High Court.
• Enforcement by bailiffs.
• Bankruptcy and individual voluntary arrangements.
• Fines.

We provide free assistance under the Legal Help Scheme, subject to eligibility.